Course Overview
Medicare, the federal healthcare program for those who are 65+ or individuals with certain conditions, is a complex program with lots of parts and options. Implications for what you choose and when you choose it are far reaching, resulting in lifelong financial consequences. Penalties for missing qualifications or deadlines are harsh and can last the remainder of your life. Deep dive into the complicated alphabet soup that is Medicare to understand how to get a policy combination that best meets your needs when you're eligible and for the rest of your life no matter what your health conditions are now and in the future. We'll tackle topics including: *Differences between Original Medicare and Medicare Advantage (Part C) and why you can only select one or the other *Why switching plans can be difficult or impossible over time due to health conditions and the financial consequences of making a change *What is 'guaranteed issue' and why it is so important to get a Medigap policy in that window? *How to get free and unbiased advice from the government on individual companies offering Medicare plans including their creditworthiness and predicted cost increases *Differences among attained age, issue age and community Medigap pricing plans Time Commitment: *4-Week Consecutive Course *1.5 Hours of Class Time per Week *1.5 Hours of Homework per Week Who Should Take This Course: Anyone who wants help in planning and understanding the tradeoffs associated with Medicare choices.